Unified APIs for PG switching, UPI QR onboarding, BBPS billing, and Wallet-as-a-Service—built for scale, reliability, and control.
Trusted by leading banks, NBFCs, and fintech platforms
From gateway orchestration to digital signatures — 10 powerful services that cover every payment need.
One API for every payment gateway. Smart routing, failover, and zero downtime switching.
Smart QR payments with instant soundbox confirmation. Trust built into every transaction.
Modernize branch operations with ATM/CDM integrations and passbook solutions.
WhatsApp-native payments. Turn conversations into checkout with automated reminders.
Complete fintech hub for retailers. AEPS, DMT, BBPS, and commission tracking.
Bulk disbursements made effortless. Instant transfers with full traceability.
Closed-loop digital wallets for campuses, enterprises, and controlled ecosystems.
Complete school ERP with digital fee collection. 70% faster fee management.
Instant identity verification. Verify PAN, Aadhaar, and bank accounts in seconds.
Security, scale, and simplicity for everyone from retailers to banks.
PCI-DSS certified, RBI-compliant infrastructure built for financial institutions.
Designed to handle millions of transactions with 99.9% uptime and sub-second response times.
Simple APIs, comprehensive docs, and fast integration. Go live in days, not months.
Built for retailers, banks, enterprises, schools, and everyone in between.
From gateway switching to wallet infrastructure—all the primitives you need.
Seamlessly switch between multiple payment gateways without rewriting code.
UPI QR codes with integrated soundbox for merchants.
ATM/CDM integrations and core banking connections for financial institutions.
WhatsApp-native payment solutions for businesses.
BBPS, AEPS, DMT, and more for retail outlets and kirana stores.
API-first payout platform with auto-reconciliation and instant settlements.
White-label wallet solution for enterprises with full compliance.
ERP + digital fee collection for schools and colleges.
Real-time KYC verification for seamless customer onboarding.
Aadhaar-based eSign for legal, HR, and fintech workflows.
Idempotent APIs, first-class webhooks, and comprehensive SDKs. Get from API key to production in the same afternoon.
curl -X POST https://api.paytroz.com/v1/payments \
-H "Authorization: Bearer <YOUR_API_KEY>" \
-H "Idempotency-Key: <UUID>" \
-H "Content-Type: application/json" \
-d '{
"amount": 49900,
"currency": "INR",
"method": "upi",
"metadata": {"order_id":"ORD-2731"}
}'See how leading financial institutions use Paytroz to power their payment infrastructure.
How a leading bank reduced payment failures by 35% and saved 22% on gateway fees through intelligent routing.
How a fintech platform processed 10M+ bill payments monthly with automated reconciliation and <1% dispute rate.
Bank-grade infrastructure with comprehensive compliance and data protection.
Level 1 certified infrastructure for secure payment processing
TLS 1.3 in transit, AES-256 at rest with key rotation
Workflows designed for regulatory compliance and audit readiness
Join schools, banks, retailers, and enterprises building the future of payments.